I have a VERY large student loan which is currently deferred. I am fortunate to be in a financial position where I am able to make the loan payments once I enter repayment (my husband and I have very little other debt – he has no student loans). Basically, I look at it as giving up a nice car (payment and insurance each month). I work for a university and am beginning my MBA, which will take about 2 years part-time (previous grad work reduced the number of courses required for my MBA). My work pays for my grad studies 100%. A few other background notes, I consolidated my student loans at 3.25% (3% once I sign up for ACH payments), my husband and I would like to buy a condo within 2 years, and we have taken my loan payments into consideration when deciding how much condo we can afford. With my student loans deferred for 2 more years and ING Direct paying me 4.5% for my savings, is it possible for me to make payments toward just the unsubsidized portion of my federal student loan?

I am looking to get a student loan for my last year of college. I would like to recieve a lump sum, that is greater then my anticipated tuition to cover expenses.
I am also wondering what a fair interest rate is for Student loans.

I am currently a full time student. I already have a loan out to help cover Tuition costs, but I would like to take one out to get a new computer.
I’ve had steady employment for 2 years and I have a credit history of about 7 months, all of it positive.
Any suggestions/hints & tips will be greatly appreciated.
Thanks!