I have a student loan delinquency showing from PHEAA and AES on my credit report that is scheduled to fall off next year. I have since paid the account in full and didn’t know about the “pay for delete” strategy at the time. Is there any way of appealing to these agencies to have them remove the derogatory info from my credit report?

I had defaulted on a student loan but re-payed it more than 10 years ago. On my credit report the loan shows as being opened 8/03 and closed 1/06 and originally reported as of 1/06. It wouldn’t allow me to dispute it because it’s been paid in full. How can the dept of ed report false dates and how can I get this corrected? Thanks!

I paid off my entire defaulted student loan at the beginning of this month. I even received a paid in full letter. But today I just got a letter from the IRS that my $600 was applied to that loan by offset!! Apparently there wasn’t enough time between when I paid off the loan and then getting my rebate. I just tried to call the Missouri Department of Education, which my loan is through, but they are closed for the day. Does anyone know if I can get my $600 back???

i have a delinquent student loan that is being taken out of my check and is wondering how long after the delinquent student loan is paid off can i apply for another one…or am i not eligible for one anymore?