I have borrowed more student loan money than I should have, around 50k, and I need to know what are the steps in getting low payments and who to get them consolidated with?
Also what should I expect as monthly payments to pay it off in 20 years? And in 30 years?

I was awarded stafford loan but its not enough. I’m in the process of looking for a private student loan and don’t know how to deal with it. What do I ask lenders, what is a good interest rate? How much should I borrow? How do I get the money? Any suggestions, tips would be appreciated. Thanks.

I have no income but I have defaulted on a student loan. My husband is claiming me on his taxes. Because of my default on the loan can his refund be held?